Stop the harrassing phone calls! Under the protection of the bankruptcy code, the Law Offices of Trunnell & Sellers can provide peace of mind by stopping creditors from harrassing you at home or at work.
If you get more telephone calls from your credit card company than from your friends and family, if you cringe when you open the mailbox because you know that it will be filled with past-due notices and threatening letters, if you've been juggling your payments so that nothing falls "too far" behind while watching interest and late charges continue to grow, it may be time to examine your bankruptcy options.
Chapter 7 bankruptcy provides a fresh financial start. In a Chapter 7 bankruptcy case, unsecured debts such as credit card bills, medical bills and court judgements can be wiped away. And in most cases, an automatic stay takes effect as soon as a bankruptcy case is filed. The automatic stay prohibits creditors and collection agencies from making contact with the bankruptcy petitioner and pursuing any kind of collection action. Chapter 13 bankruptcy, on the other hand, provides an answer for many people who have regular income and secured debts, but have been thrown off track by a short-term problem like unemployment, illness, injury, or divorce.